Now you're playing with power...SUPER power.

[gogmagog]

...Goddamit, but I'm sick of being a financial fuckup. This whole maturity thing I'm supposed to get as I get older doesn't even seem to be a work in progress in my case, more like an unfinished project that stalled due to lack of funding. >_<

My birthday started off kinda crappy - until about 2 p.m. I was in a hospital waiting room while my stepdad was having that procedure done - but after that it started to get better. This evening I went to supper at Stumpy's with my parents, rathershady and courters28, and my mom read Courtney and Vinnie's tarot cards. :D

Sadly, the folks at Stump's had no lemon cake for my birthday. ;_;

Afterwards, I went over to Vinnie's with the two of them and hung out. Among other things, we watched a couple of Firefly episodes - I've converted them both to the Gospel of Joss, and Vinnie's converted his roommate Matt. (Muahaha, the contagion obsession is spreading!)

Tonight, while working on cleaning off my old university e-mail account, I found a link to my Pitas blog I started several months before I discovered LJ. I think it lasted for all of, what, a week and a half? XD Still, it has some interesting info and some of my experiences in England. Also, I DEEPLY miss being able to have groceries delivered (for, like, $5) from Tesco directly to my flat. Someone needs to do that here in America (well, outside of NYC, where I know they already have grocery delivery).

...You know, I just realized reading that: I was nineteen for all of my year in England. And now I'm 22. It totally does not seem to be three years ago. O_o

Comments

[yoshitsune.livejournal.com]

See, the thing is I try not to be a financial fuckup, and I know how to, intellectually. My downfall is mostly due to two things:

1) Money burns a hole in my account. I spend spend spend until I don't have anymore, and while I generally plan my expenses pretty well and never intentionally spend more than I have (and pretty rarely go over unintentionally), I end up with exactly $0 in savings when something unexpected comes along and bites me in the ass. (Now that I'll have car repairs to deal with, it's even more important that I learn to fix this problem.)

2) As long as I have a monetary cushion I'm pretty good. But when my balance gets low, things tend to get, well, bad. If I don't check my balance every day when it gets low, I can end up with several overdraft fees because an expense I'd forgotten about (usually a check or debit transaction that takes a long time - like a week plus - to clear) goes through and sends me over.

And it's kind of irritating, because both my parents and both of my older siblings were like a gazillion times worse at money management when they were my age, but now they're all "tsk tsk, that Joseph can't handle his money." And I have to bite my tongue from saying, "Look, at least I'm not BOUNCING CHECKS AND PAYING HUNDREDS IN OVERDRAFT FEES EVERY SINGLE MONTH like you did in your 20s" or "at least I'm not blowing my rent money on Magic: the Gathering cards," etc. >_